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Celina is located in the Mercer County in Ohio and is also its county seat. As of 2010 it had a total population of 10,000. The city only lies about 60 miles away from Dayton. One of the biggest contributors to the local economy is the agricultural sector. There are a lot of other businesses as well like an aluminum precision company and Reynolds which employ a significant part of the population. There are a lot of other smaller companies as well which contribute to the overall economy. Although with all of these opportunities there are still about 11% of the population below the poverty line.

With a significant poor population in the city, there has always been need for quick cash loans. Although earlier people used to get stuck in debt traps, but that situation has changed with the new rules coming into place. Now you can only be charged a maximum of 28% APR and 60% as fees and interest. A maximum borrow limit has also been put in place till a $1000. You will also be barred from borrowing if you have more than $2,500 in debt. If you do get a loan you will have a minimum of 91 days to pay it back.

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