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Berea is a suburb located in the western region of Cleveland and is located in the Cuyahoga County in Ohio. It has a total population of about 19,000 as of 2010. The city is quite diverse in terms of employment and economy, with the presence of the Baldwin Wallace University and also the training ground for the Cleveland Browns. These two are responsible for a lot of the economic activity locally while a major chunk of the population is also reliant on Cleveland for employment. Earlier the city was also reliant on sandstone mining before its collapse.


The overall situation for borrowers has improved a lot since the legislation passed by the State of Ohio. After these new rules, the overall limit on the amount which can be borrowed from a payday lender is $1,000 only and you get a minimum of 91 days to pay it back. Another caveat is that you can only borrow for a maximum of one year and you can be denied a loan if you have pending debt of more than $2,500. The maximum APR is also pretty low now when you compare it to before as it has been set to 28% with fees and interests capped at 60%.

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