Payday Loans Altoona IA USA | Online Payday Loans Iowa
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Online Payday Loan Lenders Nearby in Altoona IA USA
Altoona, the 26th largest city of Iowa, is situated in Polk County and also a part of Des Moines metropolitan area. It’s a hometown of 20,048 dwellers, who usually earn a household income of around $91,292 per annum. Primary working sectors in the city are Retailing, Trading, Finance & Insurance Services, Health Care, Warehouses and few more. Among the whole population, around 7.25% struggle with their basic daily requirements. So, in financial emergencies, it can be harder for people who don’t have any savings.
To cure this problem, small loans are applicable in Altoona IA but with some stringent laws. In Iowa, the loan limit is set to $500 to avoid any big debt, and the precise amount relies on your monthly income. Repayment term is up to 31 days, as per the state laws. To prevent heavy financial charges, there’s a fixed limit of up to $15 for the amount $100 or less, but after that, it can’t exceed to $10 for following every $100. The Real APR in Altoona, IA is around 337% for $300 of loan that too for 14 days. So, to know how much exactly you are being charged and for what purpose, clear everything before signing any document.