Online Payday Loan Lenders Nearby in Manteca CA
Manteca is a town in California’s San Joaquin County. Manteca would eventually become known as the “Pumpkin Capital of the World,” with the city and San Joaquin County producing the majority of California pumpkins. Manteca’s cost of living is projected to be 118.4% more than the national average, making it one of the most expensive cities in the United States. Manteca has median household earnings of $88,061 and a poverty rate of 11.43 percent.
That is why, under some circumstances, Manteca residents are permitted to take out small, quick loans. Due to the higher interest rates and the necessity to keep you out of debt, such rapid loans are subject to specific restrictions. These short-term loans keep you out of debt because the state has placed a $300 limit on payday loans available in the state. These instant payday loans feature a 31-day repayment period and a 460 percent annual percentage rate (APR), with a maximum finance charge of 15% for each $100 borrowed. In addition, inadequate cash carries a $15 fine, and all illegal conduct is forbidden.