Fair Oaks is a census-designated town located in Sacramento County, California. It has a population of 31,032 people and is located in the Sacramento–Arden–Arcade–Roseville Metropolitan Statistical Area. Fair Oaks has a poverty rate of 9.07 percent and has a median family income of $120,580. On the south, the city is bordered by the American River and Rancho Cordova; on the north, Citrus Heights; on the west, Carmichael; and on the east, Orangevale. Fair Oaks is noted for its mixture of suburban and semi-rural areas.

Payday loans are a feasible alternative if you live in Fair Oaks and are having financial difficulties. According to state legislation, fast loans are permitted in the city, however, there are certain limits. When asking for a fast cash loan in California, you must demonstrate that you are a valid US citizen who lives in the state and that your income is consistent. A payday loan in the city can be for up to $300 and up to 30 days, with a maximum interest rate of 15% on each $100 borrowed. There are no additional fees associated with extending a loan. Repossessions are not permitted, nor are cooling-off periods between loans, and only one current loan is permitted.

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